Credit bureau · complaint record
Automobile Acceptance complaints
Filed under AUTOMOBILE ACCEPTANCE CORPORATION
Consumers have filed 172 complaints about Automobile Acceptance since 2015, 29 of them in the last 12 months (+53% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report.
Average response record. How it works
- Complaints on record
- 172
- Last 12 months
- 29
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #122 of 566
Since January 2015
+53% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 9, 2026
Most complained-about credit bureaus & report companies
Automobile Acceptance complaints by month
The busiest month was March 2026 (7 complaints). Complaints in the last 12 months are up 53% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Automobile Acceptance answered last 12 months
- Closed with explanation29100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend5/15+53% vs last year
What Automobile Acceptance complaints are about
Top Automobile Acceptance problems
Inside "Incorrect information on your report"
- Account information incorrect 16
- Information belongs to someone else 12
- Account status incorrect 9
- Personal information incorrect 1
- Old information reappears or never goes away 1
Where Automobile Acceptance complaints come from
Most complaints: Georgia (114), Illinois (12), Texas (10), North Carolina (10), South Carolina (4).
Automobile Acceptance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Shabana MotorsCredit reporting | 47 | 30 | D |
| 2 | Pacific Premier BancorpCredit reporting | 2 | 30 | F |
| 3 | Expert Credit SweepsCredit reporting | 10 | 29 | F |
| 4 | Automobile AcceptanceCredit reporting | 50 | 29 | C |
| 5 | Apple FinancingCredit reporting | 57 | 28 | C |
| 6 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 7 | Opportunity FundCredit reporting | 51 | 27 | C |
| 8 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
Compare side by side: Automobile Acceptance vs Shabana Motors · Automobile Acceptance vs Pacific Premier Bancorp · Automobile Acceptance vs Expert Credit Sweeps · Automobile Acceptance vs Apple Financing
What people say about Automobile Acceptance
All experiencesNo experiences with Automobile Acceptance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Automobile Acceptance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 9, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 8, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 24, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 19, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 29, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Aug 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 11, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 22, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 22, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
Questions about Automobile Acceptance
How many complaints does Automobile Acceptance have?
Automobile Acceptance has 172 complaints on record since January 2015, including 29 in the last 12 months and 2 in the last 30 days. That makes it number 900 of every company by complaints this year.
Does Automobile Acceptance respond to complaints?
Yes. Automobile Acceptance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 50/100 (grade C).
What do people complain about most with Automobile Acceptance?
The most common problems are incorrect information on your report (39), improper use of your report (24), problem with a company's investigation into an existing problem (14).
Is Automobile Acceptance legit?
Automobile Acceptance is a real company with a public complaint record: consumers have complained about it 172 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Automobile Acceptance legit? for the signals, red flags and how to protect yourself.
Are complaints about Automobile Acceptance going up or down?
Up. There were 29 complaints in the last 12 months against 19 in the 12 before (+53%). See every month.
How do I file a complaint against Automobile Acceptance?
Complain to Automobile Acceptance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Automobile Acceptance complaints come from?
Most come from Georgia (114), Illinois (12), Texas (10). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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