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Credit reporting

Automotive Credit credit reporting complaints

Consumers have filed 208 complaints about Automotive Credit's credit reporting, 31 in the last 12 months (-49%). Automotive Credit answered 35.5% on time and closed 0% with relief. See the whole Automotive Credit record.

Automotive Credit against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Automotive Credit31-49%35.5%0%208

Every credit bureau ranked

Latest Automotive Credit credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
May 5, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedNo
Apr 12, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedNo
Apr 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedNo
Apr 5, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayTXExplainedNo
Mar 21, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedNo
Mar 19, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedNo
Mar 16, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCOExplainedNo
Mar 15, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedNo
Mar 6, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedNo
Mar 2, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Feb 27, 2026Credit reportingIncorrect information on your reportAccount information incorrectINExplainedNo
Feb 25, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedNo
Feb 6, 2026Credit reportingIncorrect information on your reportAccount status incorrectINExplainedYes
Feb 1, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or results-ExplainedYes
Jan 27, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Jan 24, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Jan 21, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jan 19, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedNo
Jan 18, 2026Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outFLExplainedNo
Jan 13, 2026Credit reportingIncorrect information on your reportAccount information incorrectNJExplainedNo
Jan 9, 2026Credit reportingIncorrect information on your reportAccount information incorrectOHExplainedNo
Jan 6, 2026Credit reportingIncorrect information on your reportAccount information incorrectILExplainedYes
Dec 30, 2025Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedNo
Dec 27, 2025Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsINExplainedNo
Dec 26, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedYes
Dec 24, 2025Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedNo
Dec 24, 2025Credit reportingIncorrect information on your reportAccount status incorrectCOExplainedYes
Dec 4, 2025Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsMIExplainedNo
Nov 26, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNVExplainedYes
Nov 24, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedNo

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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