Credit bureau · complaint record
Automotive Credit complaints
Filed under AUTOMOTIVE CREDIT CORPORATION
Consumers have filed 386 complaints about Automotive Credit since 2014, 61 of them in the last 12 months (-42% on the year before). It answered 27.9% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report.
Poor response record. How it works
- Complaints on record
- 386
- Last 12 months
- 61
- Answered on time
- 27.9%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #90 of 566
Since May 2014
-42% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: May 16, 2026
Most complained-about credit bureaus & report companies
Automotive Credit complaints by month
The busiest month was September 2025 (16 complaints). Complaints in the last 12 months are down 42% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Automotive Credit answered last 12 months
- Closed with explanation6098.4%
- Untimely response11.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4527.9% on time
- Relief for customers0/400% closed with relief
- Complaint trend15/15-42% vs last year
What Automotive Credit complaints are about
Top Automotive Credit problems last 12 months
Inside "Incorrect information on your report"
- Account information incorrect 38
- Information belongs to someone else 34
- Account status incorrect 34
- Old information reappears or never goes away 3
- Personal information incorrect 1
- Information is missing that should be on the report 1
Where Automotive Credit complaints come from
Most complaints: Florida (97), California (50), Michigan (20), Nevada (20), Indiana (19).
Automotive Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Greenstate Credit UnionCredit reporting | 63 | 71 | C |
| 2 | Grow CreditCredit reporting | 39 | 63 | D |
| 3 | Automotive CreditCredit reporting | 15 | 61 | F |
| 4 | Eagle Financial ServicesCredit reporting | 52 | 59 | C |
| 5 | Lentegrity ManagementCredit reporting | 46 | 58 | D |
| 6 | Viva FinanceCredit reporting | 45 | 56 | D |
| 7 | Verisk AnalyticsCredit reporting | 60 | 52 | C |
| 8 | AcxiomCredit reporting | 46 | 51 | D |
Compare side by side: Automotive Credit vs Greenstate Credit Union · Automotive Credit vs Grow Credit · Automotive Credit vs Eagle Financial Services · Automotive Credit vs Lentegrity Management
What people say about Automotive Credit
All experiencesNo experiences with Automotive Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Automotive Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 16, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 5, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 26, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 20, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Apr 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 12, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 6, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Apr 5, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Apr 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Automotive Credit
How many complaints does Automotive Credit have?
Automotive Credit has 386 complaints on record since May 2014, including 61 in the last 12 months and 0 in the last 30 days. That makes it number 613 of every company by complaints this year.
Does Automotive Credit respond to complaints?
Yes. Automotive Credit answered 27.9% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 15/100 (grade F).
What do people complain about most with Automotive Credit?
The most common problems are incorrect information on your report (112), took or threatened to take negative or legal action (25), improper use of your report (67).
Is Automotive Credit legit?
Automotive Credit is a real company with a public complaint record: consumers have complained about it 386 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Automotive Credit legit? for the signals, red flags and how to protect yourself.
Are complaints about Automotive Credit going up or down?
Down. There were 61 complaints in the last 12 months against 106 in the 12 before (-42%). See every month.
How do I file a complaint against Automotive Credit?
Complain to Automotive Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Automotive Credit complaints come from?
Most come from Florida (97), California (50), Michigan (20). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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