Debt collection
Avant debt collection complaints
Consumers have filed 395 complaints about Avant's debt collection, 187 in the last 12 months (+125%). Avant answered 98.9% on time and closed 0% with relief. See the whole Avant record.
Avant against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Avant | 187 | 98.9% | 0% |
Latest Avant debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 5, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 1, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 1, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 25, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 24, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 14, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 4, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 31, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 27, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Oct 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 22, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Oct 21, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 15, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 1, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 27, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 25, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 14, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 12, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 10, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Sep 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 28, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 25, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 18, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 13, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 8, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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