Card issuer · complaint record
Avant complaints
Filed under Avant Holding Company, Inc.
Consumers have filed 3,188 complaints about Avant since 2021, 952 of them in the last 12 months (+29% on the year before). It answered 99.3% on time and closed 1% with relief for the customer - less often than a typical card issuer. The most common problem is incorrect information on your report. It is the 12th most complained-about of 52 credit card companies this year.
Weak response record. How it works
- Complaints on record
- 3,188
- Last 12 months
- 952
- Answered on time
- 99.3%
- Closed with relief
- 1%
- Last 30 days
- 20
- Rank
- #12 of 52
Since February 2021
+29% vs the year before
Industry: 98.7%
Typical card issuer: 26%
Newest: Nov 2, 2026
Most complained-about credit card companies
Avant complaints by month
The busiest month was July 2026 (113 complaints). Complaints in the last 12 months are up 29% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Avant answered last 12 months
- Closed with monetary relief60.6%
- Closed with explanation93398%
- In progress131.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time42/4599.3% on time
- Relief for customers0/400.6% closed with relief
- Complaint trend7/15+29% vs last year
What Avant complaints are about
Top Avant problems last 12 months
Inside "Incorrect information on your report"
- Account status incorrect 248
- Information belongs to someone else 231
- Account information incorrect 181
- Old information reappears or never goes away 16
- Information is missing that should be on the report 12
- Personal information incorrect 5
Where Avant complaints come from
Most complaints: Florida (354), Texas (314), California (299), Georgia (201), New York (199).
Avant compared with other credit card companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | RobinhoodCredit cards | 40 | 1,795 | D |
| 2 | AtlanticusCredit cards | 89 | 1,645 | A |
| 3 | AvantCredit cards | 49 | 952 | D |
| 4 | Continental FinanceCredit cards | 57 | 836 | C |
| 5 | Bilt TechnologiesCredit cards | 8 | 681 | F |
| 6 | First National Bank of OmahaCredit cards | 70 | 649 | B |
| 7 | First Portfolio ServicingCredit cards | 53 | 480 | C |
| 8 | Imprint PaymentsCredit cards | 16 | 441 | F |
Compare side by side: Avant vs Robinhood · Avant vs Atlanticus · Avant vs Continental Finance · Avant vs Bilt Technologies
What people say about Avant
All experiencesNo experiences with Avant yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Avant complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Oct 31, 2026 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | In progress |
| Oct 29, 2026 | Credit cards | Fees or interestProblem with fees | Explained |
| Oct 27, 2026 | Credit cards | Problem with a purchase shown on your statementCard was charged for something you did not purchase with the card | Explained |
| Oct 25, 2026 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | In progress |
| Oct 24, 2026 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | In progress |
| Oct 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 22, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 22, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 21, 2026 | Credit cards | Other features, terms, or problemsPrivacy issues | Explained |
Questions about Avant
How many complaints does Avant have?
Avant has 3,188 complaints on record since February 2021, including 952 in the last 12 months and 20 in the last 30 days. That makes it number 135 of every company by complaints this year.
Does Avant respond to complaints?
Yes. Avant answered 99.3% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix; 0.6% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 49/100 (grade D).
What do people complain about most with Avant?
The most common problems are incorrect information on your report (694), problem with a purchase shown on your statement (326), fees or interest (287).
Is Avant legit?
Avant is a real company with a public complaint record: consumers have complained about it 3,188 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Avant legit? for the signals, red flags and how to protect yourself.
Are complaints about Avant going up or down?
Up. There were 952 complaints in the last 12 months against 736 in the 12 before (+29%). See every month.
How do I file a complaint against Avant?
Complain to Avant in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Avant complaints come from?
Most come from Florida (354), Texas (314), California (299). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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