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Credit reporting

Axos Financial credit reporting complaints

Consumers have filed 102 complaints about Axos Financial's credit reporting, 28 in the last 12 months. Axos Financial answered 100% on time and closed 0% with relief. See the whole Axos Financial record.

Axos Financial against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Axos Financial28new100%0%102

Every credit bureau ranked

Latest Axos Financial credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 24, 2026Credit reportingIncorrect information on your reportAccount status incorrectINExplainedYes
Sep 2, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePAExplainedYes
Aug 1, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Jul 26, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jul 13, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
Jul 3, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedYes
Jun 24, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOExplainedYes
Jun 17, 2026Credit reportingIncorrect information on your reportAccount information incorrectSCExplainedYes
Jun 7, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportSCExplainedYes
May 24, 2026Credit reportingProblem with fraud alerts or security freezesNYExplainedYes
May 23, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Apr 30, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeCTExplainedYes
Apr 30, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeCTExplainedYes
Apr 21, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Apr 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectCTExplainedYes
Apr 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectCTExplainedYes
Apr 6, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedYes
Mar 18, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Feb 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Feb 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Feb 11, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOExplainedYes
Feb 11, 2026Credit reportingIncorrect information on your reportAccount status incorrectWVExplainedYes
Jan 30, 2026Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Jan 15, 2026Credit reportingIncorrect information on your reportAccount status incorrectWVExplainedYes
Dec 22, 2025Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Dec 4, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Dec 2, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedYes
Nov 18, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Oct 30, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Aug 19, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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