Debt collection
Bay Area Receivables debt collection complaints
Consumers have filed 136 complaints about Bay Area Receivables's debt collection, 7 in the last 12 months. Bay Area Receivables answered 14.3% on time and closed 14% with relief. See the whole Bay Area Receivables record.
Bay Area Receivables against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Bay Area Receivables | 7 | 14.3% | 14% |
Latest Bay Area Receivables debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 6, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Money back |
| Jun 7, 2024 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Money back |
| Mar 20, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 6, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 11, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 29, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 11, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 28, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| Jul 16, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Money back |
| Apr 30, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Apr 25, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 22, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 5, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 31, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Money back |
| Dec 29, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 18, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 5, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Dec 4, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Nov 11, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Nov 2, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Oct 15, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Oct 7, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Oct 2, 2022 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Fixed |
| Sep 29, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Sep 22, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Fixed |
| Sep 13, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 30, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Aug 29, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 12, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jul 29, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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