Debt collection
Bay Area Receivables debt collection complaints
Consumers have filed 136 complaints about Bay Area Receivables's debt collection, 7 in the last 12 months. Bay Area Receivables answered 14.3% on time and closed 14% with relief. See the whole Bay Area Receivables record.
Bay Area Receivables against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Bay Area Receivables | 7 | 14.3% | 14% |
Latest Bay Area Receivables debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 27, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jul 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Money back |
| Jul 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 19, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Dec 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 18, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Money back |
| Sep 17, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Jun 25, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 27, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 27, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| May 26, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 11, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 19, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 21, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Dec 6, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Money back |
| Nov 4, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Oct 15, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Sep 13, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 5, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 21, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 31, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Bay Area Receivables
No comments yet. Start the conversation - questions are welcome too.