Credit bureau · complaint record
Bay Shore Finance complaints
Filed under Bay Shore Finance, Inc.
Consumers have filed 3 complaints about Bay Shore Finance since 2021, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is problem with a credit reporting company's investigation into an existing problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since May 2021
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 2, 2021
Bay Shore Finance complaints by month
The busiest month was May 2021 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Bay Shore Finance answered all time
- Closed with explanation3100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Bay Shore Finance problems
Inside "Problem with a credit reporting company's investigation into an existing problem"
- Their investigation did not fix an error on your report 2
Bay Shore Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Bay Shore FinanceCredit reporting | - | 0 | - |
Compare side by side: Bay Shore Finance vs Apple Financing · Bay Shore Finance vs Nav Technologies · Bay Shore Finance vs Opportunity Fund · Bay Shore Finance vs Heritage Financial Group
What people say about Bay Shore Finance
All experiencesNo experiences with Bay Shore Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Bay Shore Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 2, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 21, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 20, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about Bay Shore Finance
How many complaints does Bay Shore Finance have?
Bay Shore Finance has 3 complaints on record since May 2021, including 0 in the last 12 months and 0 in the last 30 days.
Does Bay Shore Finance respond to complaints?
Yes. Bay Shore Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Bay Shore Finance?
The most common problems are problem with a credit reporting company's investigation into an existing problem (2), incorrect information on your report (1).
Is Bay Shore Finance legit?
Bay Shore Finance is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Bay Shore Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Bay Shore Finance?
Complain to Bay Shore Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Bay Shore Finance complaints come from?
Most come from Mississippi (2), Alabama (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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