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Debt collection

BC Services debt collection complaints

Consumers have filed 280 complaints about BC Services's debt collection, 56 in the last 12 months (+100%). BC Services answered 53.6% on time and closed 0% with relief. See the whole BC Services record.

BC Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13BC Services56+100%53.6%0%280

Every debt collector ranked

Latest BC Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 10, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to turn you in to immigration or deport youCOExplainedNo
Oct 7, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCOExplainedYes
Sep 30, 2025Debt collectionAttempts to collect debt not owedDebt was paidCOFixedYes
Aug 4, 2025Debt collectionCommunication tacticsFrequent or repeated callsCOExplainedNo
Jul 25, 2025Debt collectionAttempts to collect debt not owedDebt was paidCOExplainedNo
Jul 21, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedNo
Jul 18, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedYes
Jul 14, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Jun 26, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedUTExplainedYes
Jun 2, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtARExplainedYes
May 11, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNJFixedYes
May 8, 2025Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsCOExplainedYes
Mar 13, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeCOExplainedYes
Mar 4, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Jan 27, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMAExplainedYes
Jan 25, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedYes
Jan 24, 2025Debt collectionAttempts to collect debt not owedDebt was paidMOMoney backYes
Jan 15, 2025Debt collectionAttempts to collect debt not owedDebt was paid-ExplainedYes
Dec 13, 2024Debt collectionCommunication tacticsFrequent or repeated callsCAExplainedYes
Dec 9, 2024Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCAExplainedYes
Dec 7, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Dec 5, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTXExplainedYes
Dec 4, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
Dec 4, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTXExplainedYes
Oct 5, 2024Debt collectionAttempts to collect debt not owedDebt was paidCOExplainedYes
Sep 24, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
Sep 17, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Sep 17, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Jul 10, 2024Debt collectionAttempts to collect debt not owedDebt was paidNCExplainedYes
Apr 28, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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