Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collection

BC Services debt collection complaints

Consumers have filed 280 complaints about BC Services's debt collection, 56 in the last 12 months (+100%). BC Services answered 53.6% on time and closed 0% with relief. See the whole BC Services record.

BC Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13BC Services56+100%53.6%0%280

Every debt collector ranked

Latest BC Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 8, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingNCExplainedYes
May 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedNo
Apr 28, 2026Debt collectionCommunication tacticsFrequent or repeated callsNHExplainedNo
Apr 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedNo
Apr 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNEExplainedNo
Apr 9, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCOExplainedYes
Apr 4, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingVAExplainedNo
Apr 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursIDExplainedYes
Apr 2, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedNo
Mar 15, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCOExplainedYes
Mar 12, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Mar 11, 2026Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Mar 5, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCOExplainedNo
Feb 27, 2026Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jan 27, 2026Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Jan 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursIDExplainedNo
Jan 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
Jan 6, 2026Debt collectionAttempts to collect debt not owedDebt was paidNCExplainedYes
Dec 31, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeCOExplainedYes
Dec 22, 2025Debt collectionAttempts to collect debt not owedDebt was paidINExplainedYes
Dec 15, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedNo
Dec 8, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNMExplainedNo
Dec 2, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedNo
Nov 26, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedNo
Nov 24, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeCOExplainedYes
Nov 18, 2025Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialCOExplainedYes
Nov 8, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Nov 4, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWYExplainedNo
Oct 28, 2025Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingINExplainedNo
Oct 24, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCOExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about BC Services

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience