Debt collection
BCA Financial Services debt collection complaints
Consumers have filed 166 complaints about BCA Financial Services's debt collection, 7 in the last 12 months (-71%). BCA Financial Services answered 100% on time and closed 0% with relief. See the whole BCA Financial Services record.
BCA Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | BCA Financial Services | 7 | 100% | 0% |
Latest BCA Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 17, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 1, 2026 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Jul 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 26, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 3, 2026 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Feb 3, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 13, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 28, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 12, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 14, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 12, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 12, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 11, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 14, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 9, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 23, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 19, 2025 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| May 5, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 21, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 4, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 2, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 10, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 24, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 3, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about BCA Financial Services
No comments yet. Start the conversation - questions are welcome too.