Debt collector · complaint record
BCA Financial Services complaints
Filed under BCA Financial Services, Inc.
Consumers have filed 185 complaints about BCA Financial Services since 2013, 7 of them in the last 12 months (-71% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is written notification about debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 185
- Last 12 months
- 7
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #837 of 1,963
Since September 2013
-71% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 17, 2026
Most complained-about debt collectors
BCA Financial Services complaints by month
The busiest month was April 2018 (5 complaints). Complaints in the last 12 months are down 71% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How BCA Financial Services answered all time
- Closed with non-monetary relief10.5%
- Closed with explanation18499.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What BCA Financial Services complaints are about
Top BCA Financial Services problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 21
- Debt was paid 19
- Debt was result of identity theft 9
- Debt was already discharged in bankruptcy and is no longer owed 1
Where BCA Financial Services complaints come from
Most complaints: Florida (93), New Jersey (61), Georgia (10), South Carolina (8), New York (3).
BCA Financial Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | BCA Financial ServicesDebt collection | - | 7 | - |
Compare side by side: BCA Financial Services vs Green Square · BCA Financial Services vs EMoneyUSA · BCA Financial Services vs Mullooly Jeffrey Rooney & Flynn · BCA Financial Services vs Credit World Services
What people say about BCA Financial Services
All experiencesNo experiences with BCA Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest BCA Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 17, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 1, 2026 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Jul 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 26, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 3, 2026 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Feb 3, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 13, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 28, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 12, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about BCA Financial Services
How many complaints does BCA Financial Services have?
BCA Financial Services has 185 complaints on record since September 2013, including 7 in the last 12 months and 0 in the last 30 days. That makes it number 1,664 of every company by complaints this year.
Does BCA Financial Services respond to complaints?
Yes. BCA Financial Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with BCA Financial Services?
The most common problems are written notification about debt (35), attempts to collect debt not owed (50), communication tactics (18).
Is BCA Financial Services legit?
BCA Financial Services is a real company with a public complaint record: consumers have complained about it 185 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is BCA Financial Services legit? for the signals, red flags and how to protect yourself.
Are complaints about BCA Financial Services going up or down?
Down. There were 7 complaints in the last 12 months against 24 in the 12 before (-71%). See every month.
How do I file a complaint against BCA Financial Services?
Complain to BCA Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most BCA Financial Services complaints come from?
Most come from Florida (93), New Jersey (61), Georgia (10). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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