Debt collection
BCA Financial Services debt collection complaints
Consumers have filed 166 complaints about BCA Financial Services's debt collection, 7 in the last 12 months (-71%). BCA Financial Services answered 100% on time and closed 0% with relief. See the whole BCA Financial Services record.
BCA Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | BCA Financial Services | 7 | 100% | 0% |
Latest BCA Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 3, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 24, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 16, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 21, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 29, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 19, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 7, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 17, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 31, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 30, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 22, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 19, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 17, 2023 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jul 25, 2023 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jul 24, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 23, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Jun 22, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 24, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 4, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 17, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 7, 2023 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Mar 28, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 21, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 18, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 16, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 27, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 24, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 18, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 17, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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