Debt collection
BCA Financial Services debt collection complaints
Consumers have filed 166 complaints about BCA Financial Services's debt collection, 7 in the last 12 months (-71%). BCA Financial Services answered 100% on time and closed 0% with relief. See the whole BCA Financial Services record.
BCA Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | BCA Financial Services | 7 | 100% | 0% |
Latest BCA Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 1, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 6, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 1, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 1, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 16, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 16, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 26, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 9, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 26, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 27, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 20, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 2, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 26, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 13, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 20, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 3, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 5, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 26, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 13, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 1, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 24, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jan 24, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 23, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 31, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 1, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 1, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 27, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 25, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 30, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 29, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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