Debt collection
BCA Financial Services debt collection complaints
Consumers have filed 166 complaints about BCA Financial Services's debt collection, 7 in the last 12 months (-71%). BCA Financial Services answered 100% on time and closed 0% with relief. See the whole BCA Financial Services record.
BCA Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | BCA Financial Services | 7 | 100% | 0% |
Latest BCA Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 29, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 3, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 31, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 21, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 6, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 31, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 10, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 28, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 17, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 30, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 28, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 8, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 28, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 14, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 10, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 30, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 19, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 11, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 11, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 6, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 8, 2018 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Feb 8, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 25, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 3, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 8, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 8, 2017 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 16, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 30, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 2, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 13, 2017 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about BCA Financial Services
No comments yet. Start the conversation - questions are welcome too.