Debt collection
Bepensa Capital debt collection complaints
Consumers have filed 82 complaints about Bepensa Capital's debt collection, 16 in the last 12 months (-24%). Bepensa Capital answered 100% on time and closed 0% with relief. See the whole Bepensa Capital record.
Bepensa Capital against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Bepensa Capital | 16 | 100% | 0% |
Latest Bepensa Capital debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 25, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 12, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 18, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 15, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 15, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 20, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 6, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 1, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 27, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 15, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 25, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 27, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 4, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Sep 22, 2023 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| May 5, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 16, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 15, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 9, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 25, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 17, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 13, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 28, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 5, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 15, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 7, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 16, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 7, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 1, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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