Debt collector · complaint record
Bepensa Capital complaints
Filed under Bepensa Capital, Inc.
Consumers have filed 295 complaints about Bepensa Capital since 2014, 40 of them in the last 12 months (-38% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is incorrect information on your report.
Average response record. How it works
- Complaints on record
- 295
- Last 12 months
- 40
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #360 of 1,963
Since November 2014
-38% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 12, 2026
Most complained-about debt collectors
Bepensa Capital complaints by month
The busiest month was August 2025 (11 complaints). Complaints in the last 12 months are down 38% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Bepensa Capital answered last 12 months
- Closed with explanation40100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend15/15-38% vs last year
What Bepensa Capital complaints are about
Top Bepensa Capital problems
Inside "Incorrect information on your report"
- Account information incorrect 19
- Information belongs to someone else 16
- Account status incorrect 8
- Old information reappears or never goes away 2
- Personal information incorrect 1
Where Bepensa Capital complaints come from
Most complaints: Florida (44), Texas (36), Georgia (29), Pennsylvania (23), Illinois (20).
Bepensa Capital compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | CornerstoneDebt collection | 54 | 41 | C |
| 2 | Axela TechnologiesDebt collection | 25 | 41 | F |
| 3 | D2 ManagementDebt collection | 49 | 41 | D |
| 4 | Receivables ManagementDebt collection | 8 | 41 | F |
| 5 | Kansas CounselorsDebt collection | 100 | 41 | A |
| 6 | Professional Collection ServiceDebt collection | 45 | 40 | D |
| 7 | National DebtDebt collection | 47 | 40 | D |
| 8 | Bepensa CapitalDebt collection | 60 | 40 | C |
Compare side by side: Bepensa Capital vs Cornerstone · Bepensa Capital vs Axela Technologies · Bepensa Capital vs D2 Management · Bepensa Capital vs Receivables Management
What people say about Bepensa Capital
All experiencesNo experiences with Bepensa Capital yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Bepensa Capital complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 12, 2026 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Aug 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 15, 2026 | Auto loans & leases | RepossessionCompany communicating payment assistance or payment extension options | Explained |
| Jun 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 18, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jun 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 26, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| May 22, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Bepensa Capital
How many complaints does Bepensa Capital have?
Bepensa Capital has 295 complaints on record since November 2014, including 40 in the last 12 months and 0 in the last 30 days. That makes it number 760 of every company by complaints this year.
Does Bepensa Capital respond to complaints?
Yes. Bepensa Capital answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 60/100 (grade C).
What do people complain about most with Bepensa Capital?
The most common problems are incorrect information on your report (46), took or threatened to take negative or legal action (15), attempts to collect debt not owed (27).
Is Bepensa Capital legit?
Bepensa Capital is a real company with a public complaint record: consumers have complained about it 295 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Bepensa Capital legit? for the signals, red flags and how to protect yourself.
Are complaints about Bepensa Capital going up or down?
Down. There were 40 complaints in the last 12 months against 65 in the 12 before (-38%). See every month.
How do I file a complaint against Bepensa Capital?
Complain to Bepensa Capital in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Bepensa Capital complaints come from?
Most come from Florida (44), Texas (36), Georgia (29). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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