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Credit reporting

Block credit reporting complaints

Consumers have filed 334 complaints about Block's credit reporting, 95 in the last 12 months (-46%). Block answered 98.9% on time and closed 0% with relief. See the whole Block record.

Block against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Block (Cash App)95-46%98.9%0%334

Every credit bureau ranked

Latest Block credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Sep 24, 2025Credit reportingIdentity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection serviceCOExplainedYes
Sep 24, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Sep 18, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayTXExplainedYes
Sep 16, 2025Credit reportingProblem with a company's investigation into an existing issueWas not notified of investigation status or resultsCAExplainedYes
Sep 16, 2025Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Sep 7, 2025Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceMIExplainedYes
Sep 6, 2025Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportFLExplainedYes
Sep 5, 2025Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesTXExplainedYes
Sep 5, 2025Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesTXExplainedYes
Sep 4, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseLAExplainedYes
Aug 26, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedNo
Aug 26, 2025Credit reportingIdentity theft protection or other monitoring servicesProblem with product or service terms changingLAExplainedYes
Aug 23, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Aug 21, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Aug 21, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportCTExplainedYes
Aug 20, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWIExplainedYes
Aug 10, 2025Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesPAExplainedYes
Aug 6, 2025Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportNCExplainedYes
Aug 2, 2025Credit reportingIdentity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection serviceCAExplainedYes
Aug 1, 2025Credit reportingProblem with a company's investigation into an existing issueWas not notified of investigation status or resultsINExplainedYes
Jul 27, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedCAExplainedYes
Jul 24, 2025Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportINExplainedNo
Jul 23, 2025Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportTXExplainedYes
Jul 22, 2025Credit reportingProblem with a company's investigation into an existing issueDifficulty submitting a dispute or getting information about a dispute over the phoneTXExplainedYes
Jul 22, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
Jul 17, 2025Credit reportingIdentity theft protection or other monitoring servicesReceived unwanted marketing or advertisingNCExplainedYes
Jul 11, 2025Credit reportingProblem with a company's investigation into an existing issueInvestigation took more than 30 daysNJExplainedYes
Jul 8, 2025Credit reportingIdentity theft protection or other monitoring servicesProblem with product or service terms changingNYExplainedYes
Jul 8, 2025Credit reportingProblem with a company's investigation into an existing issueProblem with personal statement of disputeTXExplainedYes
Jul 5, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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