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Credit reporting

Block credit reporting complaints

Consumers have filed 334 complaints about Block's credit reporting, 95 in the last 12 months (-46%). Block answered 98.9% on time and closed 0% with relief. See the whole Block record.

Block against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Block (Cash App)95-46%98.9%0%334

Every credit bureau ranked

Latest Block credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Jun 30, 2025Credit reportingIdentity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection serviceCAExplainedYes
Jun 27, 2025Credit reportingIncorrect information on your reportPersonal information incorrectARExplainedYes
Jun 26, 2025Credit reportingProblem with a company's investigation into an existing issueDifficulty submitting a dispute or getting information about a dispute over the phoneWIExplainedNo
Jun 25, 2025Credit reportingIdentity theft protection or other monitoring servicesProblem with product or service terms changingPAExplainedYes
Jun 23, 2025Credit reportingIdentity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection serviceGAExplainedYes
Jun 13, 2025Credit reportingIncorrect information on your reportInformation is incorrectCAExplainedNo
Jun 3, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNVExplainedYes
May 28, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTNExplainedYes
May 27, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeALExplainedYes
May 26, 2025Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportFLExplainedYes
May 22, 2025Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportARExplainedYes
May 13, 2025Credit reportingIdentity theft protection or other monitoring servicesBilling dispute for servicesILExplainedYes
May 11, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedYes
May 11, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Apr 26, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportILExplainedYes
Apr 26, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Apr 22, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Apr 17, 2025Credit reportingIdentity theft protection or other monitoring servicesBilling dispute for servicesNMExplainedYes
Apr 8, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
Apr 7, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Apr 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
Apr 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Mar 31, 2025Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outMSExplainedYes
Mar 31, 2025Credit reportingProblem with a company's investigation into an existing issueWas not notified of investigation status or resultsMSExplainedYes
Mar 28, 2025Credit reportingProblem with a company's investigation into an existing issueProblem with personal statement of disputeCAExplainedYes
Mar 24, 2025Credit reportingProblem with fraud alerts or security freezesNCExplainedYes
Mar 21, 2025Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceLAExplainedYes
Mar 17, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Mar 14, 2025Credit reportingProblem with a company's investigation into an existing issueDifficulty submitting a dispute or getting information about a dispute over the phoneCAExplainedYes
Mar 10, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedNo

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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