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Credit reporting

Block credit reporting complaints

Consumers have filed 334 complaints about Block's credit reporting, 95 in the last 12 months (-46%). Block answered 98.9% on time and closed 0% with relief. See the whole Block record.

Block against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Block (Cash App)95-46%98.9%0%334

Every credit bureau ranked

Latest Block credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Jan 31, 2025Credit reportingProblem with a company's investigation into an existing issueInvestigation took more than 30 daysMOExplainedYes
Jan 30, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Jan 29, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOExplainedYes
Jan 29, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOExplainedYes
Jan 29, 2025Credit reportingIncorrect information on your reportAccount information incorrectOHExplainedYes
Jan 29, 2025Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedMDExplainedYes
Jan 28, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jan 28, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNJExplainedYes
Jan 27, 2025Credit reportingIncorrect information on your reportPersonal information incorrectNCExplainedYes
Jan 27, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jan 27, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
Jan 27, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Jan 26, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jan 26, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Jan 25, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jan 25, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Jan 24, 2025Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceTXExplainedYes
Jan 24, 2025Credit reportingImproper use of your reportReport provided to employer without your written authorizationCAExplainedYes
Jan 24, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jan 23, 2025Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysNYExplainedYes
Jan 23, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Jan 23, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Jan 22, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
Jan 22, 2025Credit reportingIdentity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection serviceCAExplainedNo
Jan 22, 2025Credit reportingIncorrect information on your reportAccount information incorrectMOExplainedYes
Jan 21, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jan 21, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedYes
Jan 21, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportGAExplainedYes
Jan 20, 2025Credit reportingProblem with a company's investigation into an existing issueWas not notified of investigation status or resultsCTExplainedYes
Jan 20, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCTExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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