Credit reporting
BMO Bank credit reporting complaints
Consumers have filed 606 complaints about BMO Bank's credit reporting, 126 in the last 12 months (+3%). BMO Bank answered 100% on time and closed 10% with relief. See the whole BMO Bank record.
BMO Bank against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | BMO Bank | 126 | 100% | 10% |
Latest BMO Bank credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 5, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 4, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 29, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jul 20, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 14, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 11, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Jun 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jun 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 28, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 27, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 24, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| May 16, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 15, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 14, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 11, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 10, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 29, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 29, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Apr 27, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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