Debt collection
Brightwater Capital debt collection complaints
Consumers have filed 28 complaints about Brightwater Capital's debt collection. See the whole Brightwater Capital record.
Brightwater Capital against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Brightwater Capital | 0 | - | - |
Latest Brightwater Capital debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 3, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 19, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Oct 21, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 20, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 18, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 13, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 10, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 15, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 14, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 8, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Feb 23, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 11, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 3, 2019 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Dec 12, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 5, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 13, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Apr 2, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 7, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Mar 13, 2017 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Mar 13, 2017 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Oct 13, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| Oct 15, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Closed |
| Sep 18, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Closed |
| Mar 5, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 29, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Closed |
| Oct 26, 2013 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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