Credit reporting
CAC Financial credit reporting complaints
Consumers have filed 56 complaints about CAC Financial's credit reporting, 17 in the last 12 months. CAC Financial answered 94.1% on time and closed 0% with relief. See the whole CAC Financial record.
CAC Financial against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | CAC Financial | 17 | 94.1% | 0% |
Latest CAC Financial credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 25, 2026 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Sep 23, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 20, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 27, 2026 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Explained |
| Mar 29, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 22, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 4, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 27, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Dec 21, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 19, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 3, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 23, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 13, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 11, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 11, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 11, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 25, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 11, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 5, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 11, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 11, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 20, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 22, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 12, 2025 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Feb 18, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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