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California Auto Finance complaints

Consumers have filed 7 complaints about California Auto Finance since 2019, none in the last 12 months. It answered 42.9% on time and closed 0% with relief for the customer. The most common problem is repossession.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
7

Since February 2019

Last 12 months
0

new vs the year before

Answered on time
42.9%

Industry: 98.2%

Closed with relief
0%

Typical auto lender: 9%

Last 30 days
0

Newest: Jun 4, 2025

Rank
-

California Auto Finance complaints by month

The busiest month was February 2019 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How California Auto Finance answered all time

  • Closed with explanation7100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What California Auto Finance complaints are about

  • Auto loans & leases457%
  • Credit reporting114%
  • Debt collection114%
  • Money transfers & apps114%

Top California Auto Finance problems

Inside "Repossession"

  • Account reinstatement or redemption after repossession 1
  • Loan balance remaining after the vehicle is repossessed and sold 1
  • Company communicating payment assistance or payment extension options 1

California Auto Finance compared with other auto lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1The Savings GroupAuto loans & leases6341-13%100%2%C
2AC AutoPay LLC, Denver, CO BranchAuto loans & leases6038-22%100%0%C
3CARS AcquisitionAuto loans & leases8134+13%97.1%32%A
4EA HoldingsAuto loans & leases333+74%75.8%0%F
5Innovate ManagedAuto loans & leases632+39%50%0%F
6Cooley EnterprisesAuto loans & leases831+19%0%14%F
7Challenge Financial ServicesAuto loans & leases527+50%70.4%0%F
8California Auto FinanceAuto loans & leases-0new42.9%0%-

Compare side by side: California Auto Finance vs The Savings Group · California Auto Finance vs AC AutoPay LLC, Denver, CO Branch · California Auto Finance vs CARS Acquisition · California Auto Finance vs EA Holdings

What people say about California Auto Finance

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Latest California Auto Finance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jun 4, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldCAExplainedNo
Jan 2, 2025Auto loans & leasesRepossessionCompany communicating payment assistance or payment extension optionsCAExplainedNo
Nov 6, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jun 3, 2024Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionCAExplainedYes
Apr 8, 2024Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyCAExplainedNo
Sep 15, 2021Money transfers & appsFraud or scamCAExplainedNo
Feb 22, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes

Questions about California Auto Finance

How many complaints does California Auto Finance have?

California Auto Finance has 7 complaints on record since February 2019, including 0 in the last 12 months and 0 in the last 30 days.

Does California Auto Finance respond to complaints?

Yes. California Auto Finance answered 42.9% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with California Auto Finance?

The most common problems are repossession (3), improper use of your report (1), managing the loan or lease (1).

Is California Auto Finance legit?

California Auto Finance is a real company with a public complaint record: consumers have complained about it 7 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is California Auto Finance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against California Auto Finance?

Complain to California Auto Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most California Auto Finance complaints come from?

Most come from California (6), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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