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Debt collector · complaint record

Car By U complaints

Consumers have filed 4 complaints about Car By U since 2025, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
4

Since January 2025

Last 12 months
1

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Dec 8, 2025

Rank
#1,510 of 1,963

Most complained-about debt collectors

Car By U complaints by month

The busiest month was January 2025 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Car By U answered all time

  • Closed with explanation4100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Car By U complaints are about

  • Debt collection250%
  • Auto loans & leases125%
  • Credit reporting125%

Top Car By U problems

Inside "False statements or representation"

  • Attempted to collect wrong amount 1

Car By U compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Car By UDebt collection-1new100%0%-

Compare side by side: Car By U vs Green Square · Car By U vs EMoneyUSA · Car By U vs Mullooly Jeffrey Rooney & Flynn · Car By U vs Credit World Services

What people say about Car By U

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Latest Car By U complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Dec 8, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountSCExplainedYes
Jul 26, 2025Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes
Jun 29, 2025Auto loans & leasesRepossessionVoluntary repossessionNCExplainedYes
Jan 22, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes

Questions about Car By U

How many complaints does Car By U have?

Car By U has 4 complaints on record since January 2025, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does Car By U respond to complaints?

Yes. Car By U answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Car By U?
Is Car By U legit?

Car By U is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Car By U legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Car By U?

Complain to Car By U in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Car By U complaints come from?

Most come from North Carolina (3), South Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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