Credit reporting
Carolina Finance credit reporting complaints
Consumers have filed 36 complaints about Carolina Finance's credit reporting, 1 in the last 12 months. Carolina Finance answered 0% on time and closed - with relief. See the whole Carolina Finance record.
Carolina Finance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Carolina Finance | 1 | 0% | - |
Latest Carolina Finance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 23, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Sep 12, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 3, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 10, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 3, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 6, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 3, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 29, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 30, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 28, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 10, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 14, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 26, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 10, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 15, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 8, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 7, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 7, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 6, 2023 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 21, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jul 18, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 15, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 18, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 29, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Apr 28, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 6, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 8, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Apr 30, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 5, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 15, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Carolina Finance
No comments yet. Start the conversation - questions are welcome too.