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Complaint log

Carolina Finance complaint log

The newest complaints about Carolina Finance, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Aug 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCNo timely replyNo
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTNNo timely replyNo
Apr 14, 2026Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtMDNo timely replyNo
Apr 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCNo timely replyNo
Apr 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCNo timely replyNo
Mar 30, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offSCNo timely replyNo
Mar 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCNo timely replyNo
Mar 23, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeINNo timely replyNo
Feb 5, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedVANo timely replyNo
Dec 21, 2025Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsGAExplainedYes
Dec 11, 2025Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
Sep 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jul 10, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyNCExplainedYes
Jun 28, 2025Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeVAExplainedYes
May 16, 2025Auto loans & leasesManaging the loan or leaseBilling problemVAExplainedYes
May 3, 2025Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedYes
Apr 10, 2025Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedYes
Mar 3, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Feb 6, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Feb 3, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Jan 29, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Dec 30, 2024Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Dec 16, 2024Auto loans & leasesIncorrect information on your reportAccount information incorrectGAExplainedYes
Oct 28, 2024Credit reportingIncorrect information on your reportAccount information incorrectSCExplainedYes
Oct 22, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Jul 10, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
Jun 14, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
Jun 10, 2024Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNCExplainedYes
Jun 10, 2024Auto loans & leasesRepossessionVoluntary repossessionSCExplainedYes
May 26, 2024Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Apr 23, 2024Auto loans & leasesRepossessionDeficiency balance after repossessionSCExplainedYes
Mar 10, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Jan 3, 2024Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanFLExplainedYes
Dec 12, 2023Debt collectionAttempts to collect debt not owedDebt was paidNCExplainedYes
Jul 15, 2023Credit reportingIncorrect information on your reportAccount status incorrectALExplainedYes
May 8, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportSCExplainedYes
May 7, 2023Credit reportingIncorrect information on your reportAccount information incorrectSCExplainedYes
Apr 18, 2023Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseVAExplainedYes
Feb 7, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Jan 6, 2023Credit reportingIncorrect information on your reportOld information reappears or never goes awayNCExplainedYes
Sep 9, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursVAFixedYes
Sep 8, 2022Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsVAExplainedYes
Jul 21, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemProblem with personal statement of disputeVAExplainedYes
Jul 18, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseOHExplainedYes
Jul 15, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedYes
Jul 11, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeVAExplainedYes
Jun 28, 2022Debt collectionThreatened to contact someone or share information improperlyContacted your employerNCExplainedYes
May 18, 2022Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
May 13, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Apr 29, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemProblem with personal statement of disputeVAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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