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Debt collection

Certified Collectors debt collection complaints

Consumers have filed 37 complaints about Certified Collectors's debt collection, 7 in the last 12 months. Certified Collectors answered 100% on time and closed 0% with relief. See the whole Certified Collectors record.

Certified Collectors against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Certified Collectors7new100%0%37

Every debt collector ranked

Latest Certified Collectors debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 1, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Aug 31, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
May 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Feb 6, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
May 22, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Dec 17, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 29, 2023Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jul 21, 2023Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes
Jan 15, 2023Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Oct 4, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
May 12, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedYes
Mar 18, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Mar 11, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Feb 8, 2021Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingTXExplainedYes
Feb 3, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXFixedYes
Nov 3, 2020Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Oct 5, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountTXFixedYes
Mar 5, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 5, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 15, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Aug 12, 2019Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedTXExplainedYes
Jan 30, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Dec 5, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Nov 19, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTXExplainedYes
Oct 1, 2018Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingTXExplainedYes
Mar 9, 2018Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyTXExplainedYes
Jan 29, 2018Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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