Debt collection
Chaparral debt collection complaints
Consumers have filed 11 complaints about Chaparral's debt collection, 2 in the last 12 months. Chaparral answered 100% on time and closed 50% with relief. See the whole Chaparral record.
Chaparral against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Chaparral | 2 | 100% | 50% |
Latest Chaparral debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 24, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jan 21, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 28, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 21, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 21, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 13, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 4, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Feb 22, 2018 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 20, 2017 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Money back |
| Sep 6, 2017 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Apr 23, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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