Debt collector · complaint record
Chaparral complaints
Filed under Chaparral Inc
Consumers have filed 23 complaints about Chaparral since 2015, 2 of them in the last 12 months. It answered 100% on time and closed 50% with relief for the customer. The most common problem is written notification about debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 23
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 50%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since April 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 24, 2026
Most complained-about debt collectors
Chaparral complaints by month
The busiest month was January 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Chaparral answered all time
- Closed with monetary relief14.3%
- Closed with non-monetary relief626.1%
- Closed with explanation1669.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Chaparral complaints are about
Top Chaparral problems
Inside "Written notification about debt"
- Didn't receive notice of right to dispute 4
Chaparral compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | ChaparralDebt collection | - | 2 | - |
Compare side by side: Chaparral vs Green Square · Chaparral vs EMoneyUSA · Chaparral vs Mullooly Jeffrey Rooney & Flynn · Chaparral vs Credit World Services
What people say about Chaparral
All experiencesNo experiences with Chaparral yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Chaparral complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 24, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jan 21, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 2, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 31, 2025 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jul 16, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 27, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jan 28, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 21, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 21, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 4, 2024 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Jan 18, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 24, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
Questions about Chaparral
How many complaints does Chaparral have?
Chaparral has 23 complaints on record since April 2015, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Chaparral respond to complaints?
Yes. Chaparral answered 100% of its complaints on time (within 15 days) and closed 50% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Chaparral?
The most common problems are written notification about debt (4), improper use of your report (4), managing the loan or lease (3).
Is Chaparral legit?
Chaparral is a real company with a public complaint record: consumers have complained about it 23 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Chaparral legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Chaparral?
Complain to Chaparral in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Chaparral complaints come from?
Most come from Ohio (20), Michigan (2), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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