Credit reporting
Chime credit reporting complaints
Consumers have filed 1,205 complaints about Chime's credit reporting, 625 in the last 12 months (+115%). Chime answered 100% on time and closed 5% with relief. See the whole Chime record.
Chime against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Chime | 625 | 100% | 5% |
Latest Chime credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 3, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Sep 2, 2026 | Credit reporting | Unable to get your credit report or credit scoreProblem getting your free annual credit report | Explained |
| Sep 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 1, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 31, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Aug 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | In progress |
| Aug 28, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Aug 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 25, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Aug 24, 2026 | Credit reporting | Problem with a company's investigation into an existing issueDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Aug 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 24, 2026 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Aug 24, 2026 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Aug 22, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Aug 21, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 21, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 20, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 20, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 20, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 19, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 19, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 18, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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