Debt collection
Chime debt collection complaints
Consumers have filed 237 complaints about Chime's debt collection, 148 in the last 12 months (+151%). Chime answered 100% on time and closed 4% with relief. See the whole Chime record.
Chime against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Chime | 148 | 100% | 4% |
Latest Chime debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 2, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 28, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Aug 20, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 28, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 28, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 22, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 29, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 11, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Dec 30, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 17, 2023 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Oct 18, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 18, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 14, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Apr 18, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 25, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 11, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 3, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 2, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 11, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 24, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 16, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 9, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 22, 2021 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Oct 22, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 26, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 12, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Chime
No comments yet. Start the conversation - questions are welcome too.