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Credit reporting

Citibank credit reporting complaints

Consumers have filed 22,299 complaints about Citibank's credit reporting, 4,468 in the last 12 months (-7%). Citibank answered 100% on time and closed 48% with relief. See the whole Citibank record.

Citibank against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084

Every credit bureau ranked

Latest Citibank credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Credit reportingIncorrect information on your reportAccount status incorrectMAFixedYes
Oct 30, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAIn progressYes
Oct 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectMSExplainedYes
Oct 30, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNJIn progressYes
Oct 30, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysFLIn progressYes
Oct 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectOKFixedYes
Oct 29, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Oct 29, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCTIn progressYes
Oct 29, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLIn progressYes
Oct 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectGAIn progressYes
Oct 29, 2026Credit reportingIncorrect information on your reportInformation is missing that should be on the reportFLExplainedYes
Oct 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Oct 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectPAExplainedYes
Oct 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectMTIn progressYes
Oct 29, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLIn progressYes
Oct 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Oct 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectKYExplainedYes
Oct 29, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXFixedYes
Oct 29, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMAFixedYes
Oct 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Oct 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectHIExplainedYes
Oct 29, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Oct 29, 2026Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneWAExplainedYes
Oct 28, 2026Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneWAExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAFixedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAFixedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Oct 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseIAExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseIAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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