Credit bureau · complaint record
Cliff's Finance complaints
Filed under Cliff's Finance Co., Inc.
Consumers have filed 10 complaints about Cliff's Finance since 2015, 2 of them in the last 12 months. It answered 100% on time and closed 50% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 10
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 50%
- Last 30 days
- 0
- Rank
- #342 of 566
Since March 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Feb 17, 2026
Most complained-about credit bureaus & report companies
Cliff's Finance complaints by month
The busiest month was March 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Cliff's Finance answered all time
- Closed with non-monetary relief110%
- Closed with explanation990%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Cliff's Finance complaints are about
Top Cliff's Finance problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 2
Cliff's Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Cliff's FinanceCredit reporting | - | 2 | - |
Compare side by side: Cliff's Finance vs Apple Financing · Cliff's Finance vs Nav Technologies · Cliff's Finance vs Opportunity Fund · Cliff's Finance vs Heritage Financial Group
What people say about Cliff's Finance
All experiencesNo experiences with Cliff's Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Cliff's Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 17, 2026 | Payday & personal loans | Getting the loan | Fixed |
| Nov 25, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 7, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 3, 2024 | Money transfers & apps | Unexpected or other fees | Explained |
| Dec 28, 2023 | Money transfers & apps | Fraud or scam | Explained |
| Jun 15, 2023 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jul 23, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jul 10, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 12, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 4, 2015 | Payday & personal loans | Problems when you are unable to pay | Explained |
Questions about Cliff's Finance
How many complaints does Cliff's Finance have?
Cliff's Finance has 10 complaints on record since March 2015, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Cliff's Finance respond to complaints?
Yes. Cliff's Finance answered 100% of its complaints on time (within 15 days) and closed 50% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Cliff's Finance?
The most common problems are improper use of your report (2), getting the loan (1), unexpected or other fees (1).
Is Cliff's Finance legit?
Cliff's Finance is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cliff's Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Cliff's Finance?
Complain to Cliff's Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Cliff's Finance complaints come from?
Most come from Texas (10). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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