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Credit reporting

Cogent Road credit reporting complaints

Consumers have filed 31 complaints about Cogent Road's credit reporting. See the whole Cogent Road record.

Cogent Road against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Cogent Road0new--31

Every credit bureau ranked

Latest Cogent Road credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Sep 26, 2024Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Mar 29, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedNo
Dec 19, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeLAExplainedYes
Sep 2, 2022Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
May 26, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Apr 4, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Mar 15, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jan 16, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMSExplainedNo
Oct 18, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Sep 1, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 25, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 2, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jul 22, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jun 22, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Apr 27, 2021Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Mar 26, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysVAExplainedYes
Jun 25, 2020Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedNo
Mar 16, 2020Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Feb 4, 2020Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysFLExplainedYes
Jul 11, 2019Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Feb 11, 2019Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Nov 26, 2018Credit reportingImproper use of your reportReporting company used your report improperlyCAFixedYes
Oct 23, 2018Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePAExplainedYes
Jul 13, 2018Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCTExplainedYes
Jun 28, 2018Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Jun 27, 2018Credit reportingImproper use of your reportReport provided to employer without your written authorizationCAExplainedNo
May 12, 2017Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedNo
May 5, 2017Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeORExplainedYes
Apr 25, 2017Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
May 18, 2015Credit reportingIncorrect information on credit reportInformation is not mineDCExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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