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Debt collection

Collections Acquisition debt collection complaints

Consumers have filed 224 complaints about Collections Acquisition's debt collection, 43 in the last 12 months (+87%). Collections Acquisition answered 95.3% on time and closed 0% with relief. See the whole Collections Acquisition record.

Collections Acquisition against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Collections Acquisition43+87%95.3%0%224

Every debt collector ranked

Latest Collections Acquisition debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Mar 18, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Mar 18, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Mar 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Mar 13, 2026Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtMIExplainedYes
Feb 16, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
Feb 5, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Feb 1, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Jan 30, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtKYExplainedYes
Jan 20, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftPAExplainedYes
Jan 6, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedNo
Dec 19, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Dec 15, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Dec 10, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Oct 28, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Oct 21, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Oct 15, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Oct 2, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Sep 15, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingKYExplainedYes
Sep 15, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedNo
Jul 16, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftKSExplainedYes
Jul 2, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Jun 3, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedYes
May 27, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftCTExplainedYes
May 6, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
May 1, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursKSExplainedYes
Apr 1, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Apr 1, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Apr 1, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Mar 7, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Feb 27, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftOKExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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