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Debt collection

Collections Acquisition debt collection complaints

Consumers have filed 224 complaints about Collections Acquisition's debt collection, 43 in the last 12 months (+87%). Collections Acquisition answered 95.3% on time and closed 0% with relief. See the whole Collections Acquisition record.

Collections Acquisition against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Collections Acquisition43+87%95.3%0%224

Every debt collector ranked

Latest Collections Acquisition debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 14, 2026Debt collectionElectronic communicationsFrequent or repeated messagesILExplainedYes
Oct 10, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Oct 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Oct 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMAExplainedYes
Sep 25, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingMAExplainedYes
Sep 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMAExplainedYes
Sep 23, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNCExplainedYes
Sep 23, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNCExplainedYes
Sep 5, 2026Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtGAExplainedYes
Sep 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMDExplainedYes
Aug 29, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtKYExplainedYes
Aug 20, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Aug 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Jul 24, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtKSExplainedYes
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt was paidRIExplainedYes
Jul 14, 2026Debt collectionCommunication tacticsFrequent or repeated callsPAExplainedYes
Jul 13, 2026Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsFLExplainedYes
Jul 8, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
Jul 5, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountLAExplainedYes
Jun 26, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedLAExplainedYes
May 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
May 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
May 12, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
May 12, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Apr 1, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Mar 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedNo
Mar 18, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Mar 18, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Mar 18, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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