Credit reporting
Commerce Bank credit reporting complaints
Consumers have filed 116 complaints about Commerce Bank's credit reporting, 25 in the last 12 months (+25%). Commerce Bank answered 92% on time and closed 0% with relief. See the whole Commerce Bank record.
Commerce Bank against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Commerce Bank | 25 | 92% | 0% |
Latest Commerce Bank credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 30, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 27, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 19, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 21, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 18, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 1, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 17, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 7, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 28, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 12, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 10, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 27, 2024 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Dec 4, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 28, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 20, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 19, 2024 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Oct 2, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 20, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 29, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 13, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 20, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 12, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 11, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 10, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 29, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 22, 2024 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Feb 14, 2024 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Feb 3, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 19, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 12, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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