Credit reporting
Commerce Bank credit reporting complaints
Consumers have filed 116 complaints about Commerce Bank's credit reporting, 25 in the last 12 months (+25%). Commerce Bank answered 92% on time and closed 0% with relief. See the whole Commerce Bank record.
Commerce Bank against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Commerce Bank | 25 | 92% | 0% |
Latest Commerce Bank credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 25, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Sep 4, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 23, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 18, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 3, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 13, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 17, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 3, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 20, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Feb 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jan 27, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 15, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 14, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Dec 5, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 2, 2025 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Nov 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 24, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 25, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 20, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 16, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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