Debt collection
Commerce Bank debt collection complaints
Consumers have filed 78 complaints about Commerce Bank's debt collection, 16 in the last 12 months. Commerce Bank answered 100% on time and closed 0% with relief. See the whole Commerce Bank record.
Commerce Bank against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Commerce Bank | 16 | 100% | 0% |
Latest Commerce Bank debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 12, 2018 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| May 4, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 10, 2017 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jun 20, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Nov 10, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Oct 5, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| May 10, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| May 4, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 6, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Jun 10, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 20, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Jan 23, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Nov 28, 2014 | Debt collection | False statements or representationIndicated shouldn't respond to lawsuit | Explained |
| Oct 29, 2014 | Debt collection | False statements or representationImpersonated an attorney or official | Closed |
| Oct 10, 2014 | Debt collection | Improper contact or sharing of infoContacted me instead of my attorney | Explained |
| Sep 22, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 12, 2014 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Fixed |
| Mar 11, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Money back |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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