Debt collection
Commerce Bank debt collection complaints
Consumers have filed 78 complaints about Commerce Bank's debt collection, 16 in the last 12 months. Commerce Bank answered 100% on time and closed 0% with relief. See the whole Commerce Bank record.
Commerce Bank against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Commerce Bank | 16 | 100% | 0% |
Latest Commerce Bank debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | In progress |
| Oct 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Sep 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Jul 28, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 31, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 11, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 13, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 5, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 23, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 17, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 29, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 27, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 20, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 13, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 7, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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