Auto lender · complaint record
Commercial Credit complaints
Filed under Commercial Credit, Inc.
Consumers have filed 3 complaints about Commercial Credit since 2024, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is charged fees or interest you didn't expect.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since July 2024
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jun 30, 2025
Commercial Credit complaints by month
The busiest month was July 2024 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Commercial Credit answered all time
- Closed with explanation3100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Commercial Credit complaints are about
Top Commercial Credit problems
Commercial Credit compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Commercial CreditAuto loans & leases | - | 0 | - |
Compare side by side: Commercial Credit vs The Savings Group · Commercial Credit vs AC AutoPay LLC, Denver, CO Branch · Commercial Credit vs CARS Acquisition · Commercial Credit vs EA Holdings
What people say about Commercial Credit
All experiencesNo experiences with Commercial Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Commercial Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 30, 2025 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Aug 16, 2024 | Auto loans & leases | Getting a loan or leaseChanges in terms mid-deal or after closing | Explained |
| Jul 17, 2024 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
Questions about Commercial Credit
How many complaints does Commercial Credit have?
Commercial Credit has 3 complaints on record since July 2024, including 0 in the last 12 months and 0 in the last 30 days.
Does Commercial Credit respond to complaints?
Yes. Commercial Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Commercial Credit?
The most common problems are charged fees or interest you didn't expect (1), getting a loan or lease (1), repossession (1).
Is Commercial Credit legit?
Commercial Credit is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Commercial Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Commercial Credit?
Complain to Commercial Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Commercial Credit complaints come from?
Most come from California (1), Indiana (1), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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