Debt collection
Commonwealth Financial Systems debt collection complaints
Consumers have filed 3,568 complaints about Commonwealth Financial Systems's debt collection. See the whole Commonwealth Financial Systems record.
Commonwealth Financial Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Commonwealth Financial Systems | 0 | - | - |
Latest Commonwealth Financial Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 4, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 3, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 1, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 1, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 30, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Oct 20, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Oct 17, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 16, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 12, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 12, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 9, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 5, 2023 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Oct 3, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 2, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 2, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 2, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 30, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 27, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 25, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 21, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 19, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 18, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 17, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 15, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 15, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 15, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 14, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 14, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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