Debt collection
Congress Collection debt collection complaints
Consumers have filed 174 complaints about Congress Collection's debt collection. See the whole Congress Collection record.
Congress Collection against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Congress Collection | 0 | - | - |
Latest Congress Collection debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 22, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 6, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 2, 2024 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Sep 28, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 10, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 5, 2024 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Aug 31, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 13, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 10, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 2, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 14, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 3, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 27, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 14, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 11, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 5, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 26, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 21, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 21, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 14, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 7, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 1, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jan 8, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 16, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 18, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 19, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 14, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 6, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 21, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 3, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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