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Debt collection

Congress Collection debt collection complaints

Consumers have filed 174 complaints about Congress Collection's debt collection. See the whole Congress Collection record.

Congress Collection against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Congress Collection0new--174

Every debt collector ranked

Latest Congress Collection debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Feb 15, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
Jan 31, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
Jan 28, 2022Debt collectionAttempts to collect debt not owedDebt was paidMIExplainedYes
Jan 26, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Jan 23, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Jan 19, 2022Debt collectionAttempts to collect debt not owedDebt was paidMIExplainedYes
Jan 18, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeOHExplainedYes
Jan 6, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Jan 4, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Dec 27, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Oct 28, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Oct 28, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Oct 28, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Oct 28, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Oct 27, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Oct 18, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Sep 15, 2021Debt collectionWritten notification about debtDidn't receive notice of right to disputeMIExplainedYes
Aug 30, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Aug 29, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Aug 27, 2021Debt collectionCommunication tacticsFrequent or repeated callsMIExplainedYes
Aug 23, 2021Debt collectionWritten notification about debtDidn't receive notice of right to disputeMIExplainedYes
Jul 28, 2021Debt collectionAttempts to collect debt not owedDebt was paidMIExplainedYes
Jul 25, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Jul 22, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
Jun 29, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
Jun 24, 2021Debt collectionAttempts to collect debt not owedDebt was paidMIExplainedYes
Jun 16, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes
Jun 11, 2021Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtMIExplainedYes
Jun 3, 2021Debt collectionWritten notification about debtDidn't receive notice of right to disputeARExplainedYes
May 19, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtMIExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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