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Debt collection

ConServe debt collection complaints

Consumers have filed 1,483 complaints about ConServe's debt collection, 401 in the last 12 months (+49%). ConServe answered 100% on time and closed 34% with relief. See the whole ConServe record.

ConServe against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13ConServe401+49%100%34%1,483

Every debt collector ranked

Latest ConServe debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 30, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountPAFixedYes
Sep 28, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Sep 28, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXFixedYes
Sep 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCTExplainedYes
Sep 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLFixedYes
Sep 22, 2026Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyMDExplainedYes
Sep 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCFixedYes
Sep 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursDCFixedYes
Sep 16, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLFixedYes
Sep 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Sep 14, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountSDExplainedYes
Sep 13, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYFixedYes
Sep 11, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Sep 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Sep 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Sep 8, 2026Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Sep 7, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIFixedYes
Sep 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Sep 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedYes
Sep 4, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILFixedYes
Sep 3, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Sep 2, 2026Debt collectionCommunication tacticsFrequent or repeated callsMAFixedYes
Sep 2, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Sep 1, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Aug 31, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCTExplainedYes
Aug 31, 2026Debt collectionAttempts to collect debt not owedDebt was paidWIExplainedYes
Aug 31, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Aug 30, 2026Debt collectionElectronic communicationsFrequent or repeated messagesMIFixedYes
Aug 28, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Aug 26, 2026Debt collectionAttempts to collect debt not owedDebt was paidMOExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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