Debt collection
Consumer Financial Services debt collection complaints
Consumers have filed 21 complaints about Consumer Financial Services's debt collection, 2 in the last 12 months. Consumer Financial Services answered 100% on time and closed 0% with relief. See the whole Consumer Financial Services record.
Consumer Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Consumer Financial Services | 2 | 100% | 0% |
Latest Consumer Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 11, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jan 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 16, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 8, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 19, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 2, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 9, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 20, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jul 5, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 22, 2020 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jun 28, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 17, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 14, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 3, 2017 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Jan 31, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 5, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 10, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Dec 11, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 6, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 4, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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