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Credit reporting

Credible Labs credit reporting complaints

Consumers have filed 14 complaints about Credible Labs's credit reporting, 2 in the last 12 months. Credible Labs answered 100% on time and closed 50% with relief. See the whole Credible Labs record.

Credible Labs against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Credible Labs2new100%50%14

Every credit bureau ranked

Latest Credible Labs credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Jul 2, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMOFixedYes
Jan 13, 2026Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outNCExplainedYes
Jun 15, 2025Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedNo
Feb 14, 2025Credit reportingIncorrect information on your reportAccount status incorrectNYExplainedYes
Apr 13, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXFixedYes
Dec 3, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeSCExplainedNo
Feb 26, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Feb 14, 2023Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outOHExplainedYes
Feb 7, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePAExplainedYes
Jan 4, 2023Credit reportingProblem with fraud alerts or security freezesDEExplainedYes
Nov 4, 2022Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outVAExplainedYes
Jun 20, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseNCFixedYes
Feb 13, 2021Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeAZExplainedYes
Jun 11, 2020Credit reportingIncorrect information on your reportPublic record information inaccurateILExplainedNo

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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