Credit reporting
Credit Concepts credit reporting complaints
Consumers have filed 25 complaints about Credit Concepts's credit reporting, 3 in the last 12 months. Credit Concepts answered 100% on time and closed 0% with relief. See the whole Credit Concepts record.
Credit Concepts against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Credit Concepts | 3 | 100% | 0% |
Latest Credit Concepts credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 13, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Nov 21, 2025 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Oct 23, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 29, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 18, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Feb 24, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 3, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 15, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 26, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 21, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 30, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 26, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 15, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Nov 13, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 13, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 6, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Aug 30, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 26, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 22, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 25, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 17, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 23, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 14, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 9, 2017 | Credit reporting | Improper use of my credit reportReport improperly shared by CRC | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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